feat: 提现设置页支持配置各身份罚款分红费率

后台可按客服/售后/管理员/店铺/商家配置小数费率，写入俱乐部配置。

Co-authored-by: Cursor <cursoragent@cursor.com>

src/views/withdraw/Settings.vue

@@ -144,8 +144,30 @@
               v-else
               v-model="editData.orderRates[item.type]"
               :min="0"
-              :max="100"
-              :precision="2"
+              :max="1"
+              :step="0.01"
+              :precision="4"
+              size="small"
+            />
+          </div>
+        </div>
+      </div>
+
+      <!-- 罚款分红费率：按申请人身份，组队均摊时每张罚单各自按本费率×分摊金额 -->
+      <div class="extra-rates-card">
+        <div class="card-title">罚款分红费率（按申请人身份）</div>
+        <div class="card-subtitle">填小数，如 0.6 = 60%。组队均摊时每个被罚人各自按该费率计算，合计等于总额×费率。</div>
+        <div class="extra-rates-row">
+          <div v-for="item in penaltyBonusItems" :key="item.type" class="extra-rate-item">
+            <span class="extra-rate-label">{{ item.name }}</span>
+            <span v-if="!isEditMode">{{ formatRatePercent(editData.penaltyBonusRates[item.type]) }}</span>
+            <el-input-number
+              v-else
+              v-model="editData.penaltyBonusRates[item.type]"
+              :min="0"
+              :max="1"
+              :step="0.01"
+              :precision="4"
               size="small"
             />
           </div>
@@ -207,9 +229,19 @@ const orderCommissionItems = [
   { type: 13, name: '管事订单分红' }
 ]
 
+// 罚款分红：与 fadan_fenhong_lilv / club_fadan_fenhong_lilv.shenfen 一致
+const penaltyBonusItems = [
+  { type: 1, name: '客服申请罚款' },
+  { type: 2, name: '售后申请罚款' },
+  { type: 3, name: '管理员申请罚款' },
+  { type: 4, name: '店铺申请罚款' },
+  { type: 5, name: '商家申请罚款' },
+]
+
 const DEFAULT_RATES = { 1: 0, 2: 0, 3: 0, 4: 0, 5: 0, 6: 0 }
 const DEFAULT_TOTAL_LIMITS = { 1: 0, 2: 0, 3: 0, 4: 0, 5: 0, 6: 0 }
 const DEFAULT_ORDER_RATES = { 1: 0, 3: 0, 12: 0, 13: 0 }
+const DEFAULT_PENALTY_BONUS_RATES = { 1: 0, 2: 0, 3: 0, 4: 0, 5: 0 }
 
 // 🆕 提现模式
 const withdrawMode = ref(2) // 默认手动提现
@@ -222,6 +254,7 @@ const editData = reactive({
   quotas: { 1: 0, 2: 0, 3: 0 },
   totalLimits: { ...DEFAULT_TOTAL_LIMITS },
   orderRates: { ...DEFAULT_ORDER_RATES },
+  penaltyBonusRates: { ...DEFAULT_PENALTY_BONUS_RATES },
   withdrawMode: 2
 })
 
@@ -262,6 +295,16 @@ const mergeOrderRates = (source = {}) => ({
   13: source[13] ?? source['13'] ?? DEFAULT_ORDER_RATES[13]
 })
 
+const mergePenaltyBonusRates = (source = {}) => ({
+  ...DEFAULT_PENALTY_BONUS_RATES,
+  ...Object.fromEntries(
+    [1, 2, 3, 4, 5].map((key) => [
+      key,
+      Number(source[key] ?? source[String(key)] ?? DEFAULT_PENALTY_BONUS_RATES[key]) || 0,
+    ])
+  ),
+})
+
 const mergeTotalLimits = (source = {}) => ({
   ...DEFAULT_TOTAL_LIMITS,
   ...Object.fromEntries(
@@ -452,6 +495,7 @@ const fetchSettings = async () => {
         extraTodayTotals[item.type] = data.today_totals?.[item.type] || 0
       })
       editData.orderRates = mergeOrderRates(data.order_rates || data.commission_rates)
+      editData.penaltyBonusRates = mergePenaltyBonusRates(data.penalty_bonus_rates)
       const mode = data.withdraw_mode || 2
       withdrawMode.value = mode
       displayMode.value = mode
@@ -476,6 +520,7 @@ const enterEditMode = () => {
     quotas: { ...editData.quotas },
     totalLimits: { ...editData.totalLimits },
     orderRates: { ...editData.orderRates },
+    penaltyBonusRates: { ...editData.penaltyBonusRates },
     withdrawMode: withdrawMode.value
   }
   isEditMode.value = true
@@ -487,6 +532,7 @@ const cancelEdit = () => {
     editData.quotas = { ...originalData.quotas }
     editData.totalLimits = { ...originalData.totalLimits }
     editData.orderRates = { ...originalData.orderRates }
+    editData.penaltyBonusRates = { ...originalData.penaltyBonusRates }
     editData.withdrawMode = originalData.withdrawMode
     displayMode.value = originalData.withdrawMode
     roles.value.forEach(role => {
@@ -508,6 +554,9 @@ const hasSettingsChanged = () => {
   for (const key of [1, 3, 12, 13]) {
     if (editData.orderRates[key] !== originalData.orderRates[key]) return true
   }
+  for (const key of [1, 2, 3, 4, 5]) {
+    if (editData.penaltyBonusRates[key] !== originalData.penaltyBonusRates[key]) return true
+  }
   for (const key of [1, 2, 3]) {
     if (editData.quotas[key] !== originalData.quotas[key]) return true
   }
@@ -539,6 +588,7 @@ const saveSettings = async () => {
       quotas: { ...editData.quotas },
       total_limits: { ...editData.totalLimits },
       order_rates: { ...editData.orderRates },
+      penalty_bonus_rates: { ...editData.penaltyBonusRates },
       withdraw_mode: editData.withdrawMode
     }
     const res = await request.post(JITUAN_API.withdrawUpdate, payload)
@@ -775,6 +825,12 @@ onBeforeUnmount(() => {
   padding: 20px;
   margin-top: 24px;
 }
+.card-subtitle {
+  margin: -4px 0 14px;
+  font-size: 12px;
+  color: #8ab3cf;
+  line-height: 1.5;
+}
 .extra-rates-row {
   display: flex;
   gap: 16px;