fix: 打手提现/收款认赠送会员为有效会员资格

Co-authored-by: Cursor <cursoragent@cursor.com>

jituan/services/gift_huiyuan.py

@@ -27,6 +27,17 @@ def _gift_record_active(record, now=None):
     return daoqi > now
 
 
+def user_has_any_active_gift_huiyuan(yonghu_id):
+    """是否持有任意一条未过期的赠送会员（提现/收款资格用）。"""
+    if not yonghu_id:
+        return False
+    now = timezone.now()
+    for rec in DashouZengsongHuiyuan.query.filter(yonghu_id=yonghu_id):
+        if _gift_record_active(rec, now=now):
+            return True
+    return False
+
+
 def parse_gift_daoqi_time(raw):
     """
     解析到期时间。