diff --git a/jituan/services/gift_huiyuan.py b/jituan/services/gift_huiyuan.py
index 3f7f07e..81206b1 100644
--- a/jituan/services/gift_huiyuan.py
+++ b/jituan/services/gift_huiyuan.py
@@ -27,6 +27,17 @@ def _gift_record_active(record, now=None):
     return daoqi > now
 
 
+def user_has_any_active_gift_huiyuan(yonghu_id):
+    """是否持有任意一条未过期的赠送会员（提现/收款资格用）。"""
+    if not yonghu_id:
+        return False
+    now = timezone.now()
+    for rec in DashouZengsongHuiyuan.query.filter(yonghu_id=yonghu_id):
+        if _gift_record_active(rec, now=now):
+            return True
+    return False
+
+
 def parse_gift_daoqi_time(raw):
     """
     解析到期时间。
diff --git a/users/tixian_shenhe_services.py b/users/tixian_shenhe_services.py
index bdde411..dcb66dc 100644
--- a/users/tixian_shenhe_services.py
+++ b/users/tixian_shenhe_services.py
@@ -240,16 +240,19 @@ def check_dashou_has_valid_huiyuan(yonghuid):
 
 def check_dashou_has_formal_huiyuan_for_withdraw(yonghuid):
     """
-    打手佣金提现/收款：必须持有未过期的正式会员。
-    体验会员期内一律拒绝；体验到期后须购买正式会员。
+    打手佣金提现/收款：须持有未过期的正式会员，或后台赠送会员。
+    体验会员期内一律拒绝；体验到期后须购买正式会员或持有赠送会员。
     """
     from jituan.services.member_recharge import (
         dashou_has_active_formal_huiyuan,
         dashou_in_active_trial_period,
     )
+    from jituan.services.gift_huiyuan import user_has_any_active_gift_huiyuan
 
     if dashou_has_active_formal_huiyuan(yonghuid):
         return True, ''
+    if user_has_any_active_gift_huiyuan(yonghuid):
+        return True, ''
     if dashou_in_active_trial_period(yonghuid):
         return False, '体验会员不可提现佣金，请购买正式会员'
     if not Huiyuangoumai.query.filter(yonghu_id=yonghuid).exists():