fix: 星阙V3提现强制用全局证书配置，修复序列号与私钥不匹配

club表私钥路径/序列号错填会导致微信报证书序列号错误。
xq 提现改读 settings+写死序列号；build_authorization 双重兜底。

Co-authored-by: Cursor <cursoragent@cursor.com>

a_long_dianjing/settings.py

@@ -379,7 +379,8 @@ WECHAT_PAY_V3_CONFIG = {
     'APPID': app_secrets.WECHAT_PAY_V3_APPID,
     'API_V3_KEY': app_secrets.WECHAT_PAY_V3_API_V3_KEY,
     'PRIVATE_KEY_PATH': app_secrets.WECHAT_PAY_V3_PRIVATE_KEY_PATH,
-    'CERT_SERIAL_NO': app_secrets.WECHAT_PAY_V3_CERT_SERIAL_NO,
+    # 与服务器 apiclient_key.pem 对应；勿用 club 表错误值
+    'CERT_SERIAL_NO': '481784CF56E872D9D8122BAC64E6BC7390803582',
     'PLATFORM_CERT_DIR': app_secrets.WECHAT_PAY_V3_PLATFORM_CERT_DIR,
     'NOTIFY_URL': 'https://www.abas.asia/hqhd/yonghu/tixiancallback',
     'TRANSFER_SCENE_ID': '1005',

jituan/management/commands/seed_club_xq.py

@@ -6,7 +6,7 @@ from django.conf import settings
 from django.core.management.base import BaseCommand
 from django.db import transaction
 
-from jituan.constants import CLUB_ID_DEFAULT
+from jituan.services.wechat_pay import WX_V3_CERT_SERIAL_NO_OVERRIDE
 from jituan.models import (
     Club,
     ClubHuiyuanPrice,
@@ -45,7 +45,7 @@ class Command(BaseCommand):
             'pay_app_id': wx_v3.get('APPID', '') or getattr(settings, 'WEIXIN_APPID', ''),
             'mch_key': getattr(settings, 'WEIXIN_SHANGHUMIYAO', ''),
             'api_v3_key': wx_v3.get('API_V3_KEY', ''),
-            'cert_serial_no': wx_v3.get('CERT_SERIAL_NO', ''),
+            'cert_serial_no': WX_V3_CERT_SERIAL_NO_OVERRIDE,
             'private_key_path': wx_v3.get('PRIVATE_KEY_PATH', ''),
             'platform_cert_dir': wx_v3.get('PLATFORM_CERT_DIR', ''),
             'config_json': {

jituan/services/wechat_pay.py

@@ -1,6 +1,7 @@
 """各俱乐部微信支付 V2（MD5）配置与验签。"""
 import hashlib
 import logging
+import os
 
 from django.conf import settings
 
@@ -209,10 +210,26 @@ def _apply_v3_cert_serial_override(cfg):
     return cfg
 
 
+def _log_v3_config(cfg):
+    key_path = (cfg.get('PRIVATE_KEY_PATH') or '').strip()
+    logger.warning(
+        '[WX_V3_CONFIG] club=%s appid=%s mch=%s serial=%s key_path=%s key_exists=%s',
+        cfg.get('club_id'),
+        cfg.get('APPID'),
+        cfg.get('MCHID'),
+        cfg.get('CERT_SERIAL_NO'),
+        key_path,
+        bool(key_path and os.path.isfile(key_path)),
+    )
+
+
 def get_wechat_v3_config(club_id=None):
     """
     微信 V3（转账/查单）配置。
-    各俱乐部（含 xq）优先读 club 表；字段为空时按项回落 settings.WECHAT_PAY_V3_CONFIG。
+
+    星阙(xq)：证书序列号、私钥、api_v3_key、商户号强制用 settings 全局配置，
+    避免 club 表错填导致「证书序列号与私钥不匹配」。仅 AppID 读 club 小程序配置。
+    其他俱乐部仍读 club 表，但序列号统一写死覆盖。
     """
     cid = (club_id or '').strip() or CLUB_ID_DEFAULT
     wx = dict(getattr(settings, 'WECHAT_PAY_V3_CONFIG', {}) or {})
@@ -220,35 +237,43 @@ def get_wechat_v3_config(club_id=None):
         'APPID': wx.get('APPID', ''),
         'MCHID': wx.get('MCHID', ''),
         'PRIVATE_KEY_PATH': wx.get('PRIVATE_KEY_PATH', ''),
-        'CERT_SERIAL_NO': wx.get('CERT_SERIAL_NO', ''),
+        'CERT_SERIAL_NO': WX_V3_CERT_SERIAL_NO_OVERRIDE,
         'API_V3_KEY': wx.get('API_V3_KEY', ''),
         'PLATFORM_CERT_DIR': wx.get('PLATFORM_CERT_DIR', ''),
         'TRANSFER_SCENE_ID': wx.get('TRANSFER_SCENE_ID', '1005'),
         'club_id': cid,
     }
 
+    if cid == CLUB_ID_DEFAULT:
+        cfg = dict(fallback)
+        try:
+            club = Club.query.get(club_id=cid)
+            mini_appid = get_club_miniapp_appid(club)
+            if mini_appid:
+                cfg['APPID'] = mini_appid
+        except Club.DoesNotExist:
+            pass
+        _log_v3_config(cfg)
+        return cfg
+
     try:
         club = Club.query.get(club_id=cid)
     except Club.DoesNotExist:
         logger.warning('club %s 不存在，回落全局 V3 支付配置', cid)
-        return _apply_v3_cert_serial_override(fallback)
+        cfg = _apply_v3_cert_serial_override(fallback)
+        _log_v3_config(cfg)
+        return cfg
 
     cfg_json = club.config_json or {}
-    return _apply_v3_cert_serial_override({
-        'APPID': get_club_miniapp_appid(club) or (
-            fallback['APPID'] if cid == CLUB_ID_DEFAULT else ''
-        ),
+    cfg = _apply_v3_cert_serial_override({
+        'APPID': get_club_miniapp_appid(club) or '',
         'MCHID': club.mch_id or fallback['MCHID'],
         'PRIVATE_KEY_PATH': (
             club.private_key_path
             or cfg_json.get('private_key_path')
             or fallback['PRIVATE_KEY_PATH']
         ),
-        'CERT_SERIAL_NO': (
-            club.cert_serial_no
-            or cfg_json.get('cert_serial_no')
-            or fallback['CERT_SERIAL_NO']
-        ),
+        'CERT_SERIAL_NO': fallback['CERT_SERIAL_NO'],
         'API_V3_KEY': (
             club.api_v3_key
             or cfg_json.get('api_v3_key')
@@ -266,6 +291,8 @@ def get_wechat_v3_config(club_id=None):
         ),
         'club_id': cid,
     })
+    _log_v3_config(cfg)
+    return cfg
 
 
 def club_id_for_tixian_yonghuid(yonghuid):

utils/wechat_v3.py

@@ -38,7 +38,10 @@ def build_authorization(method, url, body, club_id=None):
     cfg = _get_v3_config(club_id)
     private_key = load_private_key(club_id)
     mchid = cfg['MCHID']
-    serial_no = cfg['CERT_SERIAL_NO']
+    serial_no = (cfg.get('CERT_SERIAL_NO') or '').strip().upper()
+    if not serial_no:
+        from jituan.services.wechat_pay import WX_V3_CERT_SERIAL_NO_OVERRIDE
+        serial_no = WX_V3_CERT_SERIAL_NO_OVERRIDE
 
     parsed = urlparse(url)
     path = parsed.path