本地备份：主包优化前完整版本，可随时回退

Co-authored-by: Cursor <cursoragent@cursor.com>

pages/merchant-recharge/merchant-recharge.js

@@ -1,5 +1,6 @@
 // pages/shangjia-chongzhi/index.js
 import request from '../../utils/request';
+import { guardMerchantOwnerAction } from '../../utils/staff-api.js';
 
 Page({
   data: {
@@ -37,6 +38,10 @@ Page({
   },
 
   onLoad() {
+    if (!guardMerchantOwnerAction('仅商家老板可充值')) {
+      setTimeout(() => wx.navigateBack(), 1200);
+      return;
+    }
     this.initPage();
   },