diff --git a/yonghu/tixian_shenhe_services.py b/yonghu/tixian_shenhe_services.py
index e2bcbcd..e1207b1 100644
--- a/yonghu/tixian_shenhe_services.py
+++ b/yonghu/tixian_shenhe_services.py
@@ -295,11 +295,6 @@ def validate_withdraw_eligibility(user_main, leixing, jine):
             return False, '商家账号已被禁用，无法提现', {}
         if shangjia.yue < jine:
             return False, f'商家余额不足，当前余额: {shangjia.yue}', {}
-        unfinished_orders = DingdanShangjia.objects.filter(
-            shangjia_id=yonghuid,
-        ).exclude(dingdan__zhuangtai__in=[ORDER_STATUS_COMPLETED, ORDER_STATUS_REFUNDED]).exists()
-        if unfinished_orders:
-            return False, '您还有未完成或未退款的订单，请先处理完毕再提现余额', {}
         return True, '', {'nicheng': shangjia.nicheng or ''}
 
     return False, '无效的提现类型', {}
@@ -382,11 +377,6 @@ def validate_collect_eligibility(user_main, leixing):
             return False, '您不是商家身份，无法收款'
         if shangjia.zhuangtai != 1:
             return False, '商家账号已被禁用，无法收款'
-        unfinished_orders = DingdanShangjia.objects.filter(
-            shangjia_id=yonghuid,
-        ).exclude(dingdan__zhuangtai__in=[ORDER_STATUS_COMPLETED, ORDER_STATUS_REFUNDED]).exists()
-        if unfinished_orders:
-            return False, '您还有未完成或未退款的订单，无法收款'
         return True, ''
 
     return False, '无效的提现类型'
diff --git a/yonghu/views.py b/yonghu/views.py
index fbebc10..e0efca1 100644
--- a/yonghu/views.py
+++ b/yonghu/views.py
@@ -2153,9 +2153,7 @@ class TixianShenqingView(APIView):
     from django.db.models import Q
 
     def _check_shangjia_withdraw(self, user_main, jine):
-        """
-        商家余额提现校验：仅校验订单状态，允许已完成(3)与已退款(5)，其余状态不可提现。
-        """
+        """商家余额提现校验：身份、账号状态、余额。"""
         try:
             shangjia = UserShangjia.objects.get(user=user_main)
         except ObjectDoesNotExist:
@@ -2166,14 +2164,6 @@ class TixianShenqingView(APIView):
         if shangjia.yue < jine:
             return {'code': 62, 'msg': f'商家余额不足，当前余额: {shangjia.yue}'}
 
-        unfinished_orders = DingdanShangjia.objects.filter(
-            shangjia_id=user_main.yonghuid,
-        ).exclude(
-            dingdan__zhuangtai__in=[ORDER_STATUS_COMPLETED, ORDER_STATUS_REFUNDED]
-        ).exists()
-        if unfinished_orders:
-            return {'code': 63, 'msg': '您还有未完成或未退款的订单，请先处理完毕再提现余额'}
-
         return {'code': 0, 'msg': 'ok', 'data': {'nicheng': shangjia.nicheng or ''}}
 
     def _check_dashou_yajin_withdraw(self, user_main, jine):