优化一下自动提现接口就是user/tixian_shenhe_servers.py,tixian_shenhe_views.py,让文件以及对应的申请，回调，确认接口，让它更好用一点，允许用户多次提现审核，强化收款接口，及时更新数据库中的收款状态，其次，更新了客服提现审核接口，关于大于200元的提现，同意之后直接按驳回处理，微信官方不支持大于200元的提现申请去掉了订单24小时或48小时自动结算的定时任务，将订单广播通知的任务，名称改成和新代码一样

users/tixian_shenhe_views.py

@@ -25,17 +25,21 @@ from utils.wechat_v3 import build_authorization
 from .models import TixianAutoRecord
 from .tixian_shenhe_services import (
     RECONCILE_ALLOW_NEW,
+    RECONCILE_AUDIT_CLOSED,
     RECONCILE_COMPLETED,
     RECONCILE_PENDING,
     RECONCILE_WAIT_CONFIRM,
     check_collect_quota_limits,
     create_audit_application,
+    close_audit_over_limit_refund,
+    close_audit_wechat_failed,
     get_audit_for_collect,
     handle_post_transfer_failure,
     reconcile_shenhe_wechat_bills,
     release_collect_quota_for_record,
     reserve_collect_quota_limits,
     resolve_collect_context,
+    validate_collect_amount,
     validate_collect_eligibility,
 )
 
@@ -217,7 +221,16 @@ def process_audit_collect(request):
         tixianjilu_id_val = ctx['jilu'].id if ctx.get('jilu') else audit.tixianjilu_id
         leixing = audit.leixing
 
-        # 二次资格校验：不通过仅返回错误，审核单保持待收款(6)，不退款，用户补齐资质后可再点收款
+        amount_ok, amount_msg = validate_collect_amount(audit)
+        if not amount_ok:
+            with transaction.atomic():
+                close_audit_over_limit_refund(audit, None, amount_msg)
+            return Response({
+                'code': 400,
+                'msg': f'{amount_msg}，可到账金额已退回余额（手续费不退），请重新申请',
+            })
+
+        # 收款前严格资格校验：不通过仅返回错误，审核单保持待收款(6)，不退款
         collect_ok, collect_msg = validate_collect_eligibility(user_main, leixing)
         if not collect_ok:
             logger.warning(
@@ -241,6 +254,11 @@ def process_audit_collect(request):
             action, payload = reconcile_shenhe_wechat_bills(shenhe_danhao)
             if action == RECONCILE_COMPLETED:
                 return Response({'code': 8, 'msg': payload.get('msg', '该提现已完成，请勿重复操作')})
+            if action == RECONCILE_AUDIT_CLOSED:
+                return Response({
+                    'code': 400,
+                    'msg': payload.get('msg', '该笔提现已关闭，请重新申请'),
+                })
             if action == RECONCILE_WAIT_CONFIRM:
                 quota_resp = _verify_collect_quota_or_response(user_main, audit, shenhe_danhao)
                 if quota_resp:
@@ -344,6 +362,11 @@ def process_audit_collect(request):
                     return _build_collect_success_response(post_payload)
                 if post_action == RECONCILE_COMPLETED:
                     return Response({'code': 8, 'msg': '该提现已完成，请勿重复操作'})
+                if post_action == RECONCILE_AUDIT_CLOSED:
+                    return Response({
+                        'code': 400,
+                        'msg': post_payload.get('msg', '该笔提现已关闭，请重新申请'),
+                    })
                 if post_action == RECONCILE_PENDING:
                     pending_msg = (
                         post_payload.get('msg', post_payload)