fix: 无 package 的打款单不再长时间提示收款处理中

微信查单 not_found/失败且本地无 package 时立即允许重新发起收款。

Co-authored-by: Cursor <cursoragent@cursor.com>

users/tixian_shenhe_services.py

@@ -1186,10 +1186,18 @@ def mark_transfer_success(auto_record, *, wechat_transfer_no=None, with_accounti
 def _sync_record_from_wx_query(auto_record, wx_data):
     """根据微信查单结果修正本地打款记录，返回 (action, payload)"""
     if wx_data.get('_not_found'):
+        if auto_record.zhuangtai == 0 and not _parse_package_info(auto_record.wechat_package):
+            _mark_transfer_attempt_failed(
+                auto_record, '微信未找到该打款单，请重新发起收款', close_audit=False,
+            )
+            return RECONCILE_ALLOW_NEW, {}
         age = timezone.now() - auto_record.CreateTime
         if auto_record.zhuangtai == 0 and age < timedelta(minutes=PENDING_QUERY_GRACE_MINUTES):
+            local = _maybe_wait_confirm_from_local(auto_record)
+            if local:
+                return local
             return RECONCILE_PENDING, {
-                'msg': '有收款处理中，请稍后再试',
+                'msg': '收款处理中，请稍后再试',
                 'tixian_id': auto_record.tixian_id,
             }
         if auto_record.zhuangtai == 0:
@@ -1307,6 +1315,14 @@ def reconcile_shenhe_wechat_bills(shenhe_danhao):
                 '对账查单不可用 shenhe_danhao=%s bill=%s，尝试本地 package 或短 grace',
                 shenhe_danhao, rec.tixian_id,
             )
+            local_wait = _maybe_wait_confirm_from_local(rec)
+            if local_wait:
+                return local_wait
+            if rec.zhuangtai == 0 and not _parse_package_info(rec.wechat_package):
+                _mark_transfer_attempt_failed(
+                    rec, '微信查单暂不可用，请重新发起收款', close_audit=False,
+                )
+                continue
             if rec.zhuangtai == 0:
                 age = timezone.now() - rec.CreateTime
                 if age >= timedelta(minutes=PENDING_QUERY_GRACE_MINUTES):