fix: 会员充值链路加固（体验资格、积分分红、czjilu审计、余额抵扣）

Co-authored-by: Cursor <cursoragent@cursor.com>

products/views/product_query.py

@@ -290,26 +290,7 @@ class DashouHuiyuanList(APIView):
                 )
             } if _huiyuan_ids else {}
 
-            # 批量预取 2：当前用户已购 Huiyuangoumai，按 huiyuan_id 索引
-            _goumai_map = {
-                gm.huiyuan_id: gm
-                for gm in Huiyuangoumai.query.filter(
-                    yonghu_id=yonghuid,
-                    huiyuan_id__in=_huiyuan_ids,
-                )
-            } if _huiyuan_ids else {}
-
-            # 批量预取 3：当前用户在本俱乐部已支付正式会员的 huiyuan_id 集合
-            _formal_paid_set = set(
-                Czjilu.query.filter(
-                    yonghuid=yonghuid,
-                    huiyuan_id__in=_huiyuan_ids,
-                    leixing=1,
-                    zhuangtai=3,
-                    club_id=club_id,
-                    is_trial=False,
-                ).values_list('huiyuan_id', flat=True)
-            ) if _huiyuan_ids else set()
+            from jituan.services.member_recharge import can_purchase_trial
 
             def _local_sellable(cp_row, is_trial):
                 """单行 ClubHuiyuanPrice 计算 sellable/price/days（避免重复查询）。"""
@@ -330,17 +311,9 @@ class DashouHuiyuanList(APIView):
                 return True, price, days
 
             def _local_can_trial(huiyuan_id):
-                """基于已预取的数据判断体验会员是否可购。"""
-                cp_row = _club_price_map.get(huiyuan_id)
-                trial_sellable, _, _ = _local_sellable(cp_row, is_trial=True)
-                if not trial_sellable:
-                    return False
-                goumai = _goumai_map.get(huiyuan_id)
-                if goumai and goumai.has_used_trial:
-                    return False
-                if huiyuan_id in _formal_paid_set:
-                    return False
-                return True
+                """与下单/履约共用 can_purchase_trial。"""
+                ok, _ = can_purchase_trial(yonghuid, huiyuan_id, club_id)
+                return ok
 
             huiyuan_list = []
             for huiyuan in huiyuan_queryset: