fix: 会员充值链路加固（体验资格、积分分红、czjilu审计、余额抵扣）

Co-authored-by: Cursor <cursoragent@cursor.com>

products/views/huiyuan_payment.py

@@ -168,8 +168,15 @@ class HuiyuanGoumai(APIView):
             try:
                 pay_openid, _ = get_payment_openid(request)
                 if not pay_openid:
-                    chongzhi_jilu.delete()
-                    return Response({'code': 400, 'message': '用户openid不存在'}, status=status.HTTP_400_BAD_REQUEST)
+                    from jituan.services.member_recharge import MEMBER_CANCELLED_STATUS
+                    chongzhi_jilu.zhuangtai = MEMBER_CANCELLED_STATUS
+                    chongzhi_jilu.shuoming = f"{shuoming} | 下单失败:openid不存在"[:100]
+                    chongzhi_jilu.save(update_fields=['zhuangtai', 'shuoming'])
+                    return Response({
+                        'code': 400,
+                        'message': '用户openid不存在',
+                        'dingdanid': dingdanid,
+                    }, status=status.HTTP_400_BAD_REQUEST)
                 pay_params = self.generate_wechat_pay_params(
                     dingdanid=dingdanid,
                     jine=jine,
@@ -177,8 +184,10 @@ class HuiyuanGoumai(APIView):
                     pay_type='huiyuan'
                 )
             except Exception as e:
-                # 支付参数生成失败，删除订单记录
-                chongzhi_jilu.delete()
+                from jituan.services.member_recharge import MEMBER_CANCELLED_STATUS
+                chongzhi_jilu.zhuangtai = MEMBER_CANCELLED_STATUS
+                chongzhi_jilu.shuoming = f"{shuoming} | 下单失败:{str(e)[:40]}"[:100]
+                chongzhi_jilu.save(update_fields=['zhuangtai', 'shuoming'])
                 logger.error(f"生成会员支付参数失败: {str(e)}")
                 return Response({
                     'code': 500,