fix: 全支付接口入口拦截小汐支付宝，微信支付路径不动

Co-authored-by: Cursor <cursoragent@cursor.com>

products/views/yajin_payment.py

@@ -126,6 +126,17 @@ class YajinGoumai(APIView):
                     'message': '充值金额必须在1-10000元之间'
                 }, status=status.HTTP_400_BAD_REQUEST)
 
+            pay_method = (request.data.get('pay_method') or request.data.get('payMethod') or 'wechat').lower()
+            from jituan.services.club_write import resolve_club_id_for_write
+            from jituan.services.alipay_pay import alipay_pay_method_block_reason
+            pay_club = resolve_club_id_for_write(request, request.user)
+            _alipay_block = alipay_pay_method_block_reason(pay_method, pay_club)
+            if _alipay_block:
+                return Response({
+                    'code': 400,
+                    'message': _alipay_block,
+                }, status=status.HTTP_400_BAD_REQUEST)
+
             # 3. 生成订单ID（使用你提供的算法，前缀改为CzYJ）
             timestamp_ms = int(time.time() * 1000)
             timestamp_ns = int(time.time_ns() // 1000) % 1000000
@@ -141,13 +152,12 @@ class YajinGoumai(APIView):
                 jine=jine,
                 leixing=2,  # 充值类型：2=押金
                 shuoming=settings.YAJIN_PAY_DESCRIPTION,
-                club_id=resolve_club_id_for_write(request, request.user),
+                club_id=pay_club,
             )
 
             logger.info(f"创建押金充值订单: 用户{request.user.UserUID}, 订单{dingdanid}, 金额{jine}元")
 
             # 5. 生成支付参数（支持支付宝/微信）
-            pay_method = (request.data.get('pay_method') or request.data.get('payMethod') or 'wechat').lower()
             if pay_method == 'alipay':
                 try:
                     from jituan.services.alipay_pay import generate_alipay_czjilu_pay_params
@@ -155,7 +165,7 @@ class YajinGoumai(APIView):
                         dingdanid=dingdanid,
                         jine=jine,
                         subject=settings.YAJIN_PAY_DESCRIPTION,
-                        club_id=resolve_club_id_for_write(request, request.user),
+                        club_id=pay_club,
                     )
                 except Exception as e:
                     chongzhi_jilu.delete()
@@ -166,7 +176,6 @@ class YajinGoumai(APIView):
                     }, status=status.HTTP_500_INTERNAL_SERVER_ERROR)
             else:
                 try:
-                    pay_club = resolve_club_id_for_write(request, request.user)
                     pay_openid, _ = get_payment_openid(request, club_id=pay_club)
                     if not pay_openid:
                         chongzhi_jilu.delete()