diff --git a/backend/utils.py b/backend/utils.py
index b1fe88f..e99de71 100644
--- a/backend/utils.py
+++ b/backend/utils.py
@@ -1,7 +1,9 @@
 # houtai/utils.py
 import logging
 import json
+from functools import lru_cache
 from django.core.exceptions import ObjectDoesNotExist
+from django.db.models import Q
 from rest_framework.response import Response
 from .models import AbnormalUserLog, UserRole, Permission, DashouRiTongji, ShangjiaRiTongji, \
     GuanshiXufeiRiTongji, GuanshiRiTongji, ZuzhangRiTongji, TixianRiTongji
@@ -419,4 +421,94 @@ def update_tixian_daily_stat(leixing, amount):
         if not created:
             TixianRiTongji.objects.filter(id=stat.id).update(
                 total_amount=F('total_amount') + amount
-            )
\ No newline at end of file
+            )
+
+
+# 罚款权限（与 permission 表一致）
+# 66693a/b/c + 66694c：按身份管理罚款；99933abs：罚款申请（通用，可查看列表并操作各身份）
+_DEFAULT_FADAN_PERM_TO_SHENFEN = {
+    '66693a': 1,   # 罚款管理-打手
+    '66693c': 2,   # 罚款管理-管事
+    '66693b': 3,   # 罚款管理-商家
+    '66694c': 4,   # 罚款管理-组长
+}
+
+_FADAN_GENERIC_PERMS = (
+    '99933abs',    # 罚款申请权限
+)
+
+_SHENFEN_KEYWORDS = {
+    '打手': 1,
+    '管事': 2,
+    '商家': 3,
+    '组长': 4,
+}
+
+SHENFEN_PROFILE_MAP = {
+    1: 'dashou_profile',
+    2: 'guanshi_profile',
+    3: 'shop_profile',
+    4: 'zuzhang_profile',
+}
+
+
+@lru_cache(maxsize=1)
+def _get_fadan_permission_config():
+    """
+    加载罚款相关权限码（硬编码 + permission 表按 perm_name 补充）。
+    仅匹配 perm_name 含「罚款/罚单」，避免 qtczcaiwu 等描述里带「罚款」的财务权限误入。
+    """
+    perm_map = dict(_DEFAULT_FADAN_PERM_TO_SHENFEN)
+    generic_codes = list(_FADAN_GENERIC_PERMS)
+    try:
+        rows = Permission.objects.filter(
+            Q(perm_name__icontains='罚款') | Q(perm_name__icontains='罚单')
+        ).values('perm_code', 'perm_name')
+        for row in rows:
+            code = row['perm_code']
+            name = row['perm_name'] or ''
+            matched_sf = None
+            for kw, sf in _SHENFEN_KEYWORDS.items():
+                if kw in name:
+                    matched_sf = sf
+                    break
+            if matched_sf is not None:
+                perm_map[code] = matched_sf
+            elif code not in generic_codes:
+                generic_codes.append(code)
+    except Exception as e:
+        logger.warning(f"从 permission 表加载罚款权限失败，使用硬编码映射: {e}")
+    return perm_map, tuple(generic_codes)
+
+
+# 兼容旧引用
+PERMISSION_TO_SHENFEN = _DEFAULT_FADAN_PERM_TO_SHENFEN
+
+
+def has_fadan_view_permission(permissions, account_id=''):
+    """列表/统计：拥有任一罚款权限或超级管理员权限即可查看。"""
+    if '000001' in permissions:
+        return True
+    perm_map, generic_codes = _get_fadan_permission_config()
+    all_codes = set(perm_map.keys()) | set(generic_codes)
+    if any(p in permissions for p in all_codes):
+        return True
+    logger.warning(
+        f"罚款查看权限不足 account={account_id} "
+        f"user_perms={permissions} need_any={sorted(all_codes)}"
+    )
+    return False
+
+
+def check_fadan_permission(permissions, shenfen):
+    """创建/处理：需拥有对应身份的罚款权限，或通用罚款权限，或超级管理员权限。"""
+    if '000001' in permissions:
+        return True
+    if any(p in permissions for p in _get_fadan_permission_config()[1]):
+        return True
+    shenfen = int(shenfen)
+    perm_map, _ = _get_fadan_permission_config()
+    for perm, sf in perm_map.items():
+        if sf == shenfen and perm in permissions:
+            return True
+    return False
\ No newline at end of file
diff --git a/backend/view.py b/backend/view.py
index cb063e3..87cc5f9 100644
--- a/backend/view.py
+++ b/backend/view.py
@@ -41,7 +41,13 @@ from orders.utils import update_daily_payout
 from shop.utils import update_dianpu_daily_stat
 from products.utils import update_shangpin_daily_stat
 from orders.notice_tasks import dingdan_guangbo
-from .utils import verify_kefu_permission
+from .utils import (
+    verify_kefu_permission,
+    PERMISSION_TO_SHENFEN,
+    SHENFEN_PROFILE_MAP,
+    has_fadan_view_permission,
+    check_fadan_permission,
+)
 
 # models 集中导入
 ## backend
@@ -5698,8 +5704,7 @@ class FaKuanTongJiView(APIView):
             if kefu is None:
                 return permissions
 
-            # 至少有一个罚款管理权限
-            if not any(p in permissions for p in PERMISSION_TO_SHENFEN.keys()):
+            if not has_fadan_view_permission(permissions, username):
                 return Response({'code': 403, 'msg': '无权限查看罚款统计'})
 
             stats = Fadan.objects.aggregate(
@@ -5733,7 +5738,7 @@ class FaKuanLieBiaoView(APIView):
             kefu, permissions = verify_kefu_permission(request, username)
             if kefu is None:
                 return permissions
-            if not any(p in permissions for p in PERMISSION_TO_SHENFEN.keys()):
+            if not has_fadan_view_permission(permissions, username):
                 return Response({'code': 403, 'msg': '无权限查看罚款列表'})
 
             page = int(request.data.get('page', 1))