fix: 组队强制本俱乐部隔离，修复组队分账冻结幂等键

组队接口一律校验 X-Club-Id=订单=帖；不走跨店互通。分账 biz_id 按队员区分。

Co-authored-by: Cursor <cursoragent@cursor.com>

jituan/services/fund_freeze.py

@@ -293,6 +293,7 @@ def credit_dashou_order_settle(
     amount,
     set_idle_status: bool = False,
     increment_chengjiao: bool = True,
+    settle_biz_id: str = '',
 ) -> Dict[str, Any]:
     """
     打手订单结算专用入账（P1）。
@@ -300,6 +301,7 @@ def credit_dashou_order_settle(
     - 可提现走 credit_role_balance（未开冻结=全额进 yue，与改造前一致）
     - zonge / 今日今月收益仍按「全额」累加（统计口径不变）
     - 成交单量 +1、可选置空闲状态
+    - settle_biz_id：组队多人分账时传入 `{order_id}:team:{uid}`，避免同单幂等撞键
     调用方须已在 transaction.atomic() 内；本函数用 F() 更新，勿再对同一 profile save 覆盖余额字段。
     """
     from users.models import UserDashou
@@ -307,6 +309,7 @@ def credit_dashou_order_settle(
     credit = _money(amount)
     order_id = str(getattr(order, 'OrderID', None) or getattr(order, 'order_id', '') or '')
     cid = order_club_id(order)
+    biz_id = (settle_biz_id or order_id or '').strip()
 
     if credit <= 0:
         updates = {}
@@ -329,7 +332,7 @@ def credit_dashou_order_settle(
         role=ROLE_DASHOU,
         amount=credit,
         source_type=SOURCE_ORDER_SETTLE,
-        biz_id=order_id,
+        biz_id=biz_id,
         profile=dashou_profile,
         order_id=order_id,
         freeze_reason=f'订单结算 {order_id}',