feat: 罚款分红费率按俱乐部可读可配，接入提现设置

个人利率优先，其次 club_fadan_fenhong_lilv，再回退全局表；组队均摊仍按每张罚单金额×费率。

Co-authored-by: Cursor <cursoragent@cursor.com>

jituan/services/withdraw_config.py

@@ -8,9 +8,10 @@ from rest_framework.response import Response
 from backend.models import WithdrawalDailyStats
 from config.models import TixianQuotaDefault
 from jituan.constants import CLUB_ID_DEFAULT, DATA_SCOPE_ALL
-from jituan.models import ClubLilubiao, ClubTixianQuota, ClubWithdrawConfig
+from jituan.models import ClubFadanFenhongLilv, ClubLilubiao, ClubTixianQuota, ClubWithdrawConfig
 from jituan.services.club_config import get_commission_rate
 from jituan.services.club_context import resolve_club_id_from_request, resolve_club_scope
+from orders.models import PenaltyBonusRate
 
 # 提现手续费率 → lilubiao config_type / CommissionRate Platform
 LEIXING_RATE_KEY = {
@@ -22,6 +23,15 @@ LEIXING_RATE_KEY = {
     6: '10',  # 商家余额
 }
 
+# 罚款分红身份（与 fadan_fenhong_lilv.shenfen 一致）
+PENALTY_BONUS_SHENFEN = {
+    1: '客服',
+    2: '售后',
+    3: '管理员',
+    4: '店铺',
+    5: '商家',
+}
+
 # 提现身份 leixing → 平台日总限额配置 leixing（club_tixian_quota / TixianQuotaDefault UserType）
 WITHDRAW_TOTAL_QUOTA_LEIXING = {1: 4, 2: 5, 3: 6, 4: 7, 5: 8, 6: 9}
 
@@ -70,6 +80,39 @@ def _set_lilv(club_id, config_type, rate):
         row.save(update_fields=['lilv', 'UpdateTime'])
 
 
+def _get_penalty_bonus_rate(club_id, shenfen):
+    """有效罚款分红费率：俱乐部 > 全局表。"""
+    club_id = _normalize_club_id(club_id)
+    shenfen = int(shenfen)
+    row = ClubFadanFenhongLilv.query.filter(club_id=club_id, shenfen=shenfen).first()
+    if row is not None and row.lilv is not None:
+        return float(row.lilv)
+    try:
+        g = PenaltyBonusRate.objects.get(Identity=shenfen)
+        if g.Rate is not None:
+            return float(g.Rate)
+    except PenaltyBonusRate.DoesNotExist:
+        pass
+    return 0.0
+
+
+def _set_penalty_bonus_rate(club_id, shenfen, rate):
+    club_id = _normalize_club_id(club_id)
+    shenfen = int(shenfen)
+    row, created = ClubFadanFenhongLilv.query.get_or_create(
+        club_id=club_id,
+        shenfen=shenfen,
+        defaults={'lilv': rate},
+    )
+    if not created:
+        row.lilv = rate
+        row.save(update_fields=['lilv', 'UpdateTime'])
+
+
+def get_penalty_bonus_rates_map(club_id):
+    return {s: _get_penalty_bonus_rate(club_id, s) for s in PENALTY_BONUS_SHENFEN}
+
+
 def get_tixian_feilv(club_id, leixing):
     """读取提现手续费率（各俱乐部可不同）。"""
     rate_key = LEIXING_RATE_KEY.get(leixing)
@@ -176,6 +219,7 @@ def build_withdraw_settings_payload(request):
         'withdraw_mode': get_withdraw_mode(club_id),
         'rates': rate_map,
         'order_rates': order_rate_map,
+        'penalty_bonus_rates': get_penalty_bonus_rates_map(club_id),
         'quotas': quota_map,
         'total_limits': total_limit_map,
         'today_totals': today_totals,
@@ -189,6 +233,7 @@ def apply_withdraw_settings_update(request, permissions):
     club_id = _club_id(request)
     rates = request.data.get('rates', {})
     order_rates = request.data.get('order_rates', request.data.get('commission_rates', {}))
+    penalty_bonus_rates = request.data.get('penalty_bonus_rates', {})
     quotas = request.data.get('quotas', {})
     total_limits = request.data.get('total_limits', {})
 
@@ -229,6 +274,15 @@ def apply_withdraw_settings_update(request, permissions):
                 }
                 return Response({'code': 403, 'msg': f'无权限修改{order_names[role]}费率'})
 
+        for shenfen in PENALTY_BONUS_SHENFEN:
+            if _rate_key_present(penalty_bonus_rates, shenfen) and not any(
+                p in permissions for p in ('5500a', '5500b', '5500c')
+            ):
+                return Response({
+                    'code': 403,
+                    'msg': f'无权限修改{PENALTY_BONUS_SHENFEN[shenfen]}罚款分红费率',
+                })
+
         for role in [1, 2, 3, 4, 5, 6]:
             val = rates.get(str(role), rates.get(role))
             if val is not None:
@@ -239,6 +293,17 @@ def apply_withdraw_settings_update(request, permissions):
             if val is not None:
                 _set_lilv(club_id, order_rate_code_map[role], Decimal(str(val)))
 
+        for shenfen in PENALTY_BONUS_SHENFEN:
+            val = penalty_bonus_rates.get(str(shenfen), penalty_bonus_rates.get(shenfen))
+            if val is not None:
+                rate = Decimal(str(val))
+                if rate < 0 or rate > 1:
+                    return Response({
+                        'code': 400,
+                        'msg': f'{PENALTY_BONUS_SHENFEN[shenfen]}罚款分红费率须在 0~1 之间（如 0.6 表示 60%）',
+                    })
+                _set_penalty_bonus_rate(club_id, shenfen, rate)
+
         for role in [1, 2, 3]:
             if str(role) in quotas:
                 val = quotas[str(role)]